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“Just because prices are falling, that doesn’t mean that we have seen an end to the problem of affordability, because for many people, particularly at the low end of the income spectrum, people are losing their jobs or their hours are being cut back,” says Nicolas Retsinas, director of Harvard’s Joint Center on Housing Studies.
“So it’s not just the cost of housing, whether to purchase or rent, but it is also people’s ability to pay,” he adds. “And in this economic situation we’re in, that’s becoming much more problematic.”
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