More Homeowners Getting Aid, but Demand Keeps Rising

In the two months since it launched, the Obama administration's foreclosure prevention plan has outperformed the government's previous attempts, offering more than 50,000 homeowners lower-cost mortgages.

Yet the $75 billion program, known as Making Home Affordable, has been implemented unevenly by lenders, leaving some homeowners frustrated and bewildered.

The demand from distressed borrowers has overwhelmed many lenders and nonprofit organizations, which have hired more staff to cope. And there is a growing concern about whether the plan can reach its goal of helping 4 million homeowners without tackling the issue of borrowers who owe more than their home is worth.